BEND, Ore. — Bend has landed on Forbes’ list of top places to retire, earning national recognition for its abundant outdoor recreation, high quality of life and scenic mountain setting. Located about 160 miles southeast of Portland, Bend has grown into a city of approximately 108,000 residents while maintaining its reputation as an outdoor enthusiast’s playground. Set at an elevation of 3,600 feet along the north-flowing Deschutes River, the community offers year-round activities that range from downhill and cross-country skiing in winter to fishing, tubing and paddle sports in warmer months. The surrounding landscape has helped define Bend’s identity. Residents and visitors alike take advantage of hiking trails, rock climbing routes, mountain biking paths and even paragliding opportunities. Golfers have access to nearly two dozen courses in and around the city, making the sport a nearly year-round pastime except during the coldest stretch of winter. For retirees drawn to active lifestyles, Bend’s appeal extends beyond recreation. The city reports good air quality, a low rate of serious crime and a strong supply of physicians per capita. According to FEMA ratings, the area carries a low risk of natural hazards, an added measure of reassurance for those considering a long-term move. Despite its many advantages, living in Bend comes at a premium. The median home price stands at approximately $734,000—about 74 percent above the national median. Overall, the cost of living is roughly 31 percent higher than the national average, reflecting strong demand and the city’s desirable amenities. Bend’s infrastructure supports cycling, and the city is considered bikeable, though not particularly walkable compared to more compact urban centers. Oregon’s tax structure is another factor prospective retirees must weigh. The state does not impose a sales tax, which can provide savings on everyday purchases. However, Oregon levies relatively high income taxes, with a rate of 8.75 percent beginning at $22,100 in taxable income for joint filers, excluding Social Security benefits. The top rate reaches 9.9 percent for taxable income above $250,000. Oregon also has a state estate tax. For many retirees seeking mountain views, outdoor adventure and an active community, Bend’s latest national recognition underscores its growing reputation as one of the West’s most attractive retirement destinations.
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